Lexus Car Finance South Africa - Unitrans Lexus

Vehicle Finance – Lexus Cars on Finance

Owning one of our Lexus cars is more than just a dream with our competitive and simple vehicle finance options. At any one of our Lexus dealers you can apply for vehicle finance and talk to our expert F&I team about structuring the optimum package for your requirements.

If you are looking to buy a new Lexus, you can use our vehicle finance calculator below to work out the monthly instalment based on a variety of deposit and interest combinations.

If you just have a quick query on financing a Lexus and do not want to do a full application at this time, you can pop a question to our F&I team through our ‘Ask an Expert’ form. Our professional and knowledgeable team will be able to give you feedback quickly.

If you do wish to purchase your Lexus through the vehicle finance route then we will process your application with care. We partner with all of the major banks and vehicle finance houses to ensure that the service you receive is professional, supported and in line with our dedication to service excellence.

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Finance Calculator

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Terms and Conditions

The finance calculator is a form of loan simulator and is NOT AN OFFER by CFAO Lexus, its management, employees, representatives, agents or affiliates of any kind. It is provided to you for information and convenience purposes only and does not constitute financial advice in any form or manner. It is a guide only, which is based on certain assumptions and approximations, and we do not guarantee the accuracy of any information thereof. CFAO Lexus, its management, employees, representatives, agents or affiliates DO NOT ACCEPT RESPONSIBILITY for any errors or omissions whatsoever in relation to the finance calculator, and DO NOT ACCEPT LIABILITY for any loss, damage, inconvenience experienced or otherwise, caused in respect of any reliance on the finance calculator or information on this website. The finance calculator will not pre-qualify you for any loan programs whatsoever.

Actual instalments on loans obtained with financial institutions will vary depending on: the current prime interest rate; the financial institution's variables; the type, condition and age of the vehicle; your credit rating with the financial institution concerned; the respective initiation fees; and the time period between the effective date of the loan and the first instalment payable. Please note that you should seek appropriate financial advice before concluding any loan agreements.

Lexus Finance

Although you can finance any one of our Lexus vehicles through a preferred financial establishment, we have tailor-made Lexus Finance products that offer a variety of benefits and features for our discerning customers.

Digital System

If you choose to finance your vehicle through Lexus finance, then you will be given access to our online portal and iContract system, which allows you to log-in and digitally sign contracts, download your policy information and view all the information you need regarding your Lexus in one central place. You can update your personal details as well as get statements and settlement quotations all online. You can even refinance your balloon payment through the system if it is coming up to its due date.

Take a Break

The “Take a Break” option allows you to choose one month of the year to skip your vehicle finance repayment, every year. Maybe you’d like to go away for your birthday or celebrate the festive season in style. The “Take a Break” program gives you the flexibility to free up your finances in the month of your choice.


Enjoy the comfort and luxury of Lexus but don’t want to actually purchase the vehicle outright? Our vehicle leasing options allow you to drive a Lexus with the freedom to give it back. This program is ideal for business purposes, or individuals who receive a car allowance. Leases can be anything from 6 – 60 months and you can always refinance at the end of the lease or even purchase the vehicle.

Lexus Vehicle Insurance

Vehicle insurance is great in that it covers you for the basics, accidental damage and theft. However, how comprehensive is your ‘car insurance’? Will it help your family in the event of your death? Does it protect your assets if you are retrenched? Our Lexus insurance products cover offer a variety of different options for a wide range of incidences, it really is more than just vehicle insurance.


GAAP cover will help in the case that your comprehensive insurance plan does not pay out the full outstanding balance on your finance in the case of the vehicle being stolen or written off. This cover is up to R1 million, but does not cover arrears or refundable products (e.g. Warranties). It will also assist with up to R6000 towards excess payments and a few other benefits like loyalty bonuses and scratch & dent cover.

If your Lexus is bought under your business then there is the Commercial Asseture product, which offers similar benefits as the GAAP cover but for commercial purposes.

Deposit Protector

This option will pay back the deposit paid at time of purchase on your new Lexus in the event of it being written off or stolen, up to a value half a million Rand, providing you have comprehensive insurance.

Return to Invoice

Similar to the Deposit Protector, this insurance plan will cover the difference between the current market value/pay out from insurer and the price paid for the Lexus vehicle in the event of it being written off or stolen. This protects you from the depreciation of the vehicle.

NB: In the event of a stolen vehicle, the vehicle must not be recovered for the policy to pay out.
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